Travel Notice:

Travel Notice:

The City of Cannon Beach has rescinded the evacuation of visitors order. The short term lodging closure will be rescinded on Tuesday, May 26th.
The State's Stay Home Stay Safe Executive Order is still in effect, Clatsop County is in Phase I of the Reopening plan from May 15th through June 4th, minimize non-essential travel.

See our Coronavirus Update Page for the latest details.



CARES Act for Small Business

U.S. Small Business Administration (PPP, EIDL, and other loans & grants)


May 26th

– News from U.S. Small Business Administration - All SBA disaster loans, including homes and businesses, will receive a deferment through December 31, 2020. This is being automatically applied and requires no further action on your part.
Interest still accrues during a deferment. If you have a Pre-Authorized Debit (PAD) in place you must cancel the PAD to prevent it from drafting during the deferment period and set it back up after the deferment period.

May 20th

Webinar from Clatsop SBDC - PPP Forgiveness: Guidelines and Application (Recorded Session). Jessica Newhall, lead advisor at the Clatsop SBDC, and a panel of local banking experts from Wauna FCU, review the recent Paycheck Protection Program forgiveness application process recently announced by the SBA and Treasury.

May 18th

– The U.S. Small Business Administration has released instructions and the application for loan forgiveness for the Paycheck Protection Program. These instructions detail exactly what is required to receive the maximum available forgiveness of your PPP loan.

May 6th

– Governor Announced PPP loans, EIDL advances, SBA loan subsidies not subject to CAT (Corporate Activity Tax). Full details.

April 24th

– News from the SBA- “We are pleased that President Trump has signed into law the Paycheck Protection Program and Health Care Enhancement Act, which provides critical additional funding for American workers and small businesses affected by the coronavirus pandemic.  We want to thank Leader McConnell, Leader Schumer, Speaker Pelosi, and Leader McCarthy for working with us on a bipartisan basis to ensure that the Paycheck Protection Program is funded so that small businesses can keep hardworking Americans on the payroll. The Small Business Administration will resume accepting PPP loan applications on Monday, April 27 at 10:30AM EDT from approved lenders on behalf of any eligible borrower."

March 22nd

– SBA Economic Injury Disaster Loan Declaration has been approved for Clatsop County and all of Oregon! Disaster Declaration #16378. The Economic Injury Disaster Loan assistance declaration issued by the SBA makes low-interest loans available statewide to small businesses and private, non-profit organizations, as well as homeowners and renters to help alleviate economic injury caused by the Coronavirus. In addition to traditional SBA funding programs, the CARES Act established several new temporary programs to address the COVID-19 outbreak. If you have questions, please contact their Customer Service Center at 1-800-659-2955 or (TTY: 1-800-877-8339)

Struggling to get started? The following questions might help point you in the right direction. Do you need:

Capital to cover the cost of retaining employees? Then the Paycheck Protection Program might be right for you.

A quick infusion of a smaller amount of cash to cover you right now? You might want to look into an Emergency Economic Injury Grant.

To ease your fears about keeping up with payments on your current or potential SBA loan? The Small Business Debt Relief Program could help.

Funding Programs

-(EIDL) Economic Injury Disaster Loans. Federal Disaster Loans for Businesses, Private Non-profits, Homeowners and Renters Apply Today!

-Home Loans or Sole Proprietor Loans. Homeowners and Renters must register with the Federal Emergency Management Agency (FEMA) to obtain a FEMA Registration ID Number by calling 1-800-621-3362 prior to applying for an SBA loan. Apply Today!

-Economic Injury Disaster Loan Emergency Advance. This loan advance will provide up to $10,000 of economic relief to businesses that are currently experiencing temporary difficulties. The Emergency Advance funds will be made available within days of a successful application, and this loan advance will not have to be repaid. Apply Today!

-SBA Express Bridge Loans. Enables small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly. If a small business has an urgent need for cash while waiting for decision and disbursement on an Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan. Apply Today!

-SBA Debt Relief. The SBA is providing a financial reprieve to small businesses during the COVID-19 pandemic. Apply Today!

-(PPP) Paycheck Protection Program Loans. Program details. Start on the Apply Today!. Information Sheet PDF. The Paycheck Protection Program provides small businesses with funds to pay up to 8 weeks of payroll costs including benefits. Funds can also be used to pay interest on mortgages, rent, and utilities. Contact your local lender for more details. Great resource for FAQ's on the PPP loans.


CDC- Small Business Guide to the CARES Act

U.S. Chamber- Guide and Checklist

U.S. Department of the Treasury- CARES Act: Assistance for Small Businesses

U.S. SBA- Small Business Guidance and Loan Resources (7(a) program, Express, Community Advantage, 504, Microloan)

U.S. Senate- Small Business Owner's Guide to the CARES Act. Information about the major programs and initiatives from the Small Business Administration (SBA) to address these needs, as well as some additional tax provisions that are outside the scope of SBA.

Clatsop CC CEDR Small Business Development Center (503) 338-2402


House Bill H.R. 266Paycheck Protection Program and Health Care Enhancement Act is a $484 billion law that increases funding to the Paycheck Protection Program and also provide more funding for hospitals and testing for COVID-19.

House Bill H.R. 748 - Coronavirus Aid, Relief, and Economic Security Act.

The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) is the largest financial assistance bill ever. Congress has approved $350 billion in emergency loans for small businesses to help them keep workers employed. In fact, if small businesses maintain or later restore their payrolls, they may not have to repay some — or possibly any — of the loan. The package also extends Unemployment Insurance to provide more robust benefits to more people.

Check the State of Oregon Employment Department for updates once the new changes are incorporated into their resource guides.

State Senator Betsy Johnson provided this overview about the several appropriations related to small business assistance within the CARES Act and how the funds are being distributed.


Paycheck Protection Program

EIDL Emergency Advance

EIDL Emergency Advance

Bridge Express

SBA Express Bridge Loans

Debt Relief

SBA Debt Relief

CARES Act Loan Breakdown